Selling a house in Richmond to a cash buyer
If you need to sell a house in Richmond quickly, a cash buyer is the fastest option available. We can make an offer within a day of seeing the property and close within a week, because we don't wait on a bank, an appraisal, or a buyer's inspection contingency. You skip listing prep, showings, and the two to three months a typical Richmond sale takes from contract to closing.
We buy every type of housing the city has: turn-of-the-century row houses in Church Hill and Union Hill, 1920s foursquares in Highland Park and Ginter Park, post-war brick ranchers across Southside, duplexes on Chamberlayne Avenue, and the 1960s–70s houses in the annexed areas south of the river. We buy them occupied or vacant, cleaned out or full of forty years of belongings, freshly renovated or missing half the roof.
The process is the same everywhere in the city. You tell us about the property, we look at it, and we call you with a written cash offer that shows our math. If it works, you pick the closing date. Here's how it works step by step.
Why Richmond houses end up being sold for cash
Richmond has some of the oldest housing stock in Virginia, and that's usually the reason people call us. Beautiful houses with problems that have quietly compounded for decades:
- Knob-and-tube wiring and galvanized plumbing in pre-1940 houses across the Fan, Church Hill, Carver, and Northside. Insurers increasingly won't write policies on them, which kills conventional financing for retail buyers.
- Foundation and structural movement in the river-adjacent neighborhoods — Manchester, Blackwell, Fulton — where the soil shifts and old brick piers give up.
- Lead paint, asbestos siding, and old oil tanks that turn a "quick flip" into a regulated abatement project.
- Deferred maintenance on inherited houses. A parent lived in the Brookland Park or Westover Hills house for fifty years and the roof, HVAC, and windows are all original. The heirs live in Charlotte and Northern Virginia.
- Rental properties that have run their course. Richmond's landlord community is aging out. A tenant of fifteen years moves out of a Swansboro duplex, the unit needs a major rehab, and the owner is 74.
None of these are problems for us. You can read more about selling a house as-is and what "as-is" really covers.
Richmond-specific things every seller should know
Foreclosure moves fast here. Virginia is a non-judicial foreclosure state. Once your lender's trustee publishes a notice of sale in the Richmond Times-Dispatch — the statutory minimum is typically four weekly publications under Virginia Code § 55.1-322 — the auction can be less than five weeks away, on the Richmond Circuit Court steps at 400 North 9th Street. A cash sale can close before that date and preserve whatever equity you have. Start with our foreclosure help page if you've received a notice.
Probate runs through the Richmond Circuit Court clerk. If you're selling an inherited house, the executor qualifies at the clerk's office in the John Marshall Courts Building before the house can be sold. We work with Richmond probate timelines; see selling an inherited house and probate house sales.
City real estate taxes are higher than the counties. Richmond's rate has sat at $1.20 per $100 of assessed value for years, roughly 40% above Henrico's and Chesterfield's. On a vacant inherited house that's real money every month you wait. Delinquent taxes don't stop a sale — they're paid from the proceeds at closing — but they do accrue interest and, eventually, lead to a tax sale.
Rental inspections and code enforcement are active. The city's Property Maintenance division can placard a house or issue daily fines. Those liens attach to the property, not to you personally, and they're settled at closing.
Historic districts affect the renovation, not your sale. In the Old & Historic Districts, exterior work needs a Certificate of Appropriateness from the Commission of Architectural Review. That's our problem after closing, and we price it in honestly.
What your Richmond house is worth to a cash buyer
Every offer we make is grounded in what similar houses on your block have actually sold for, what your house would need to be in good shape, and what it costs us to take that on. Richmond's neighborhoods vary enormously — a renovated house in the Fan or Museum District sells for several times what a similar footprint brings in Oak Grove or Broad Rock — so we only compare like to like, and we explain the reasoning in plain English so you can take it to anyone you trust.
If your Richmond house is in good shape and you have a couple of months, a traditional listing will probably net you more, and we'll tell you that on the first call rather than waste your time.
You never pay a commission, we cover the standard closing costs, and the only deductions from your proceeds are your own mortgage payoff and any liens or back taxes.
How the closing works in Richmond
Once we've agreed on a price, a licensed Virginia settlement agent runs the title search and orders your mortgage payoff. Richmond title work is usually a week or so, longer if there's an old unreleased deed of trust or a probate wrinkle to clear. You sign at the settlement office or with a mobile notary at your kitchen table; the deed is recorded at the Richmond Circuit Court clerk's office; and your proceeds are wired, or you can pick up a check.
You can stay in the house until closing, and if you need a few days afterward to finish moving, we can usually arrange that in the contract.
Neighboring areas
We also buy houses just outside the city line in Henrico County — Lakeside, Highland Springs, Tuckahoe — and south of the river in Chesterfield County around Bon Air, Meadowbrook, and Bensley. If you're not sure which jurisdiction your house sits in, we'll figure it out from the address.
Get a cash offer on your Richmond house
Tell us about the property using the form on this page or call or text (804) 331-8443. A real person — one of the people who will actually buy your house — will call you back within 24 hours with a number and an explanation. No obligation, no pressure, and if a different path would serve you better, we'll say so.
Neighborhoods and communities we buy in
A partial list — if your Richmond neighborhood isn't here, we still want to hear from you.
- Church Hill
- Union Hill
- The Fan
- Museum District
- Carver
- Jackson Ward
- Scott's Addition
- Northside
- Highland Park
- Barton Heights
- Ginter Park
- Bellevue
- Brookland Park
- Battery Park
- Manchester
- Woodland Heights
- Forest Hill
- Westover Hills
- Swansboro
- Blackwell
- Oak Grove
- Broad Rock
- Fulton
- Oakwood
- Chimborazo
- Byrd Park
- Randolph
- Maymont
- Stratford Hills
- Windsor Farms
- Whitcomb
- Mosby
- Hillside Court area
- South Richmond
Where we buy in Richmond
Richmond home-selling questions
Do you buy houses in every part of Richmond?
Yes. We buy in all nine council districts — the historic neighborhoods north of the river like Church Hill, the Fan, and Jackson Ward; Northside communities like Highland Park, Barton Heights, and Ginter Park; the East End including Fulton and Oakwood; and all of Southside from Manchester and Woodland Heights out to Broad Rock and Oak Grove. If the house is inside the city limits, we want to see it.
Will you buy a Richmond house that has city code violations or a condemned notice?
Yes. Code violations from Richmond's Department of Planning and Development Review, open building permits, and even placarded or condemned properties are things we deal with regularly. Any fines or liens attached to the property are paid from the sale proceeds at closing, and we take over responsibility for bringing the house into compliance.
My Richmond house is in a historic district. Does that change anything?
Not for the sale. Houses in Richmond's Old & Historic Districts — parts of Church Hill, the Fan, Jackson Ward, Springhill, and others — are subject to the Commission of Architectural Review for exterior changes, which matters to us as the renovator, not to you as the seller. We factor CAR requirements into our repair estimate so your offer is realistic.
How fast can you close on a house in Richmond?
within weeks after a signed contract. Title work with a Richmond settlement agent usually takes about a week, and the deed is recorded at the Richmond Circuit Court clerk's office at the John Marshall Courts Building. Most sellers pick a date 2–4 weeks out; you can choose anything up to about 90 days.
Do you buy houses in Richmond with tenants still living in them?
Yes. We buy occupied rentals and honor the existing lease. You don't need to give notice, wait for a lease to end, or go through an eviction. Many of the Richmond landlords we buy from are simply done managing the property and want out cleanly.
Related reading
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Sell my house fast in Richmond, VA
Need to sell your house fast in Richmond, VA? A local cash buyer can make a written offer in 24 hours and close within weeks — no repairs, no commissions, no showings. Here's how a fast sale works, what it nets, and how to avoid the scams.
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Foreclosure help in Richmond, VA: your options before the trustee's sale
Facing foreclosure in Richmond, VA? Virginia's non-judicial process can auction your house within weeks of the notice. Here are your options — reinstatement, modification, bankruptcy, or a fast cash sale before the trustee's sale — and how each one works under Virginia law.
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Sell your house as-is in Richmond, VA
Sell your house as-is in Richmond, VA. What 'as-is' means under Virginia law, the conditions cash buyers actually take (roof, foundation, fire, mold, hoarding, code violations), how the offer is thought through, and why a cash sale is the only truly as-is sale.
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How Long Does Foreclosure Take in Virginia?
Virginia foreclosure typically takes 4–6 months from the first missed payment to auction, and as little as 3–5 weeks from the notice of sale. Here's the stage-by-stage timeline, the Richmond, Henrico, Hanover, and Chesterfield details, and what homeowners can do at each point.
